Working capital
Turn outstanding invoices into immediate liquidity.
Overview
Invoice finance allows businesses to unlock the capital tied up in unpaid invoices, converting confirmed receivables into immediate working capital without waiting for clients to pay. Our facility is available on a selective basis — draw against individual invoices — or as a whole-ledger arrangement. The facility is fully confidential: your clients need never know it is in place.
What's included
We advance up to 90% of the face value of qualifying invoices on the day you raise them, with the balance released upon client payment.
Choose which invoices to finance, or assign your entire debtor book. The flexibility is yours — draw only when you need to.
Our confidential invoice finance arrangement means your clients pay you directly as normal. There is no visible change to your trading relationships.
Whether you raise one invoice per month or hundreds, we do not impose minimum volumes or transaction thresholds.
Once your facility is in place, funds are available the same day you raise an eligible invoice.
The process
01
We assess your debtor book and agree a facility limit. Setup typically takes two to three working days and can begin immediately upon approval.
02
Submit eligible invoices to us — either individually or in batches. We advance up to 90% of the invoice value to your account the same day.
03
Your client pays the invoice as normal, directly to you or to a designated collection account. No third-party contact is required.
04
Once payment is received, we release the remaining balance less our fee — typically 0.5–1.5% of the invoice value depending on terms.
Common questions
Can't find the answer you need? Speak with our private client team directly.