Asset-backed lending
Access the value in what you own — without letting it go.
Overview
Equity release allows you to unlock capital from high-value assets — property, fine art, jewellery, precious metals, prestige vehicles — without the need to sell. You retain full ownership of the asset throughout the loan term. Our facility is available to both individuals and businesses and can be structured to suit a broad range of financial circumstances, including situations where conventional credit would not be available.
What's included
You continue to own your asset throughout the facility. We hold it as security only — it is returned to you in full upon repayment.
Our lending decisions are based entirely on the quality and liquidity of your asset. Your credit history, income or existing obligations are not a barrier.
We lend against property, fine art, jewellery, gemstones, prestige vehicles, gold bullion and other high-value assets with established secondary markets.
Facilities from 3 months to 5 years with interest roll-up options. Structure the repayment around your expected liquidity event.
The existence of the loan and the assets involved are known only to you and our private client team. Complete discretion is guaranteed.
The process
01
Share details of your asset with our team — online, by telephone or in person at our Mayfair offices. We provide an indicative offer the same day.
02
Our specialist appraiser assesses the asset at a location of your choosing. For property, a desktop or drive-by assessment may be sufficient at this stage.
03
We issue a formal loan offer with full terms. Legal documentation is prepared by our in-house team and can typically be completed within 48 hours.
04
For physical assets, we arrange discreet secure storage at a specialist facility. For property, a legal charge is registered. Funds are then released to you.
Common questions
Can't find the answer you need? Speak with our private client team directly.