We offer loans against fine timepieces.

Luxury Watches

Release capital from your watch and tick off your goals. Access fast, discreet liquidity without selling. Same-day secured loans are available against Rolex, Patek Philippe and Audemars Piguet timepieces.

Start your enquiry

Minimum

Loan

£5,000

Minimum

Timepiece Value

£10,000

Maximum

Loan

£150,000

Completion

Same day

Use our service now.

Enquire here

The loan lifecycle

From enquiry to funds.

We value your timepiece using current market data, expert assessment and, where required, physical examination. Factors including manufacturer, reference, condition, service history and accompanying documentation all inform the valuation. An indicative offer can typically be provided the same day.

Our process

Our Edge on Watches

Our Edge on
Watches

Speed

From valuation to funding, without the wait.

Virtual appraisal in 10 minutes

Same-day offer in principle

Funds released immediately after final approval

Discretion

A real-time appraisal over WhatsApp — no home visit required.

WhatsApp video appraisal

No home visit required

Submit with photography at your convenience

Flexibility

We work around your watch and your circumstances.

Deliver to a designated valuer vault

Complimentary UPS fully insured courier collection

Watch already in professional storage? It can remain in situ

Control

You remain in control at every stage.

Valuation confirmed within 24 hours of physical inspection

Any revised offer requires your approval

If we're unable to lend, your watch is returned to you

Storage & Collection

Secure. Insured. Handled with care.

Specialist humidity-controlled vault storage for luxury timepieces — individually housed, insured and monitored around the clock.

Your timepiece is handled exclusively by trained professionals using white-glove protocols from collection through to return.

We lend against the full breadth of prestige calibres — from complex grand complications to iconic sporting references.

Meet our expert

Gary Rockman

Valuer of Fine Watches

Gary is a specialist in Rolex and Patek Philippe watches and owns several prestigious timepieces himself. He has a real passion for luxury watches — every nuance on every make and model is known to him and he prides himself on being an expert in his field.