We work with individuals and businesses who hold high-value assets and need fast, discreet access to capital. Our clients include property developers, investors, collectors, business owners and private individuals across the UK.
We lend against residential and commercial property, prestige and classic motor vehicles, fine art, jewellery and gemstones, fine timepieces, gold bullion and other high-value assets with established secondary markets.
In most cases, funds are released within 48 hours of documentation being completed. Indicative terms are typically issued the same day as your initial enquiry — no obligation, no credit search.
No. Our lending decisions are asset-led. We assess the quality and liquidity of the security you offer, not your credit history or income. Previous defaults, CCJs or adverse credit are not a barrier.
LTV varies by asset class. For property we lend up to 75%. For prestige motor vehicles, up to 70%. For fine timepieces, up to 75%. For fine art and jewellery, up to 60–70% depending on the asset. Gold bullion can be lent against at up to 80%.
No. You may repay the facility at any time during the loan term without penalty. We do not impose exit fees, early repayment charges or break costs.
Completely. Every enquiry, facility and client relationship is handled exclusively by our private client team. No information is shared with third parties. Our approach is confidential by default.
For physical assets such as vehicles, art and jewellery, we arrange secure storage at specialist facilities — climate-controlled, fully insured and monitored around the clock. For property, a legal charge is registered and removed upon repayment.
Simply contact us through our enquiry form, by telephone or in person at our Mayfair office. There is no obligation to proceed at any stage, and the initial conversation is entirely without charge.
