Short-term finance
When timing is everything, we bridge the gap.
Overview
A bridging loan is a short-term facility secured against property or high-value assets, designed to provide rapid access to capital when conventional lenders cannot move quickly enough. Whether you are completing a property acquisition, breaking a chain, refinancing at pace, or seizing a time-sensitive investment opportunity, our bridging facilities are structured around your specific timeline and objectives.
What's included
Decisions made the same day you enquire. Funds released within 48 hours of completing documentation — no committee delays, no waiting periods.
Borrow up to 75% of the assessed market value of your property or qualifying asset. Both first and second charge facilities are available.
Loan terms from 1 to 24 months, with interest roll-up options available so you are not committed to monthly servicing during the facility period.
Our lending decisions are asset-led, not credit-score driven. We consider the quality of the security, not your financial history.
Every enquiry and facility is handled exclusively by our private client team. No brokers, no third-party referrals, no public record of your circumstances.
The process
01
Contact our team with details of your asset and the capital requirement. We will provide an indicative offer the same day — no obligation, no credit search.
02
We arrange a discreet valuation of the security at a time and location that suits you. Once confirmed, we issue a formal loan offer with full terms.
03
Our in-house legal team handles all documentation swiftly. We work with your solicitors or independently to complete the necessary security arrangements.
04
Once documentation is signed, funds are transferred to your nominated account — typically within 48 hours of completion.
Common questions
Can't find the answer you need? Speak with our private client team directly.