Background
Sarah's creative agency worked with blue-chip clients on 90-day payment terms, creating a persistent gap between project delivery and payment that constrained her ability to take on new briefs.
Solution
We agreed a selective facility allowing Sarah to finance individual invoices as needed. She typically draws against two or three invoices per month, maintaining steady cash flow without committing her entire debtor book.
Client comments
“I use it selectively — only when a big invoice would otherwise create a bottleneck. It's become a quiet but essential part of how we operate.”