Background
Daniel's buy-to-let portfolio was encumbered by four separate mortgage facilities with different lenders and varying rates. Portfolio management had become extremely complex and overall financing costs were higher than they needed to be.
Solution
We restructured all four facilities into a single portfolio loan, significantly reducing both complexity and overall cost. Daniel now services a single facility with a dedicated relationship manager and has refinanced two of the four properties since.
Client comments
“From four lenders, four rate reviews and constant admin to one relationship. The saving on financing costs alone justified the switch within six months.”